Enter your mortgage details to see your monthly payment and the total interest you'll pay. Then add a lump sum or a regular top-up and watch your mortgage-free date move.
How your balance falls over the term
Totals for each calendar year, with your overpayments included. Select a year to see its months.
| Year | Payments | Overpayments | Interest | Capital | End balance |
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These figures are an illustration, not financial advice or a quote. We assume a repayment (capital and interest) mortgage at a fixed rate for the whole term, with interest worked out monthly. Most UK lenders calculate interest daily and your rate will likely change when a fixed or tracker deal ends, so your actual payments will differ. Check your mortgage terms for early repayment charges before you overpay.