DIY financial planning · Your money, your way

Proper financial
planning, finally.

Take control of your financial future, yourself. Gild gives you the tools that used to cost thousands in advisor fees: a live net worth dashboard, goal tracking (first home, financial independence, or retirement), and a complete view of everything you own.

🔒 Bank-level security
🏦 View only: your money stays yours
🛡️ Compliant infrastructure
No card required
getgild.app/dashboard
Good morning
Tom Davies 👋
Synced just now
Total Net Worth
£754,219
+£3,841 this month · +4.2% YTD
Total Assets£847,400
Liabilities£93,181
YTD Growth+£30,491
Net Worth Growth 6M 1Y All
🏦
Cash & Banking
£48,320
↑ +£1,200
🏠
Property
£415,000
↑ +4.0% p.a.
🎯
Pensions
£189,640
↑ +£840 this mo.
📈
Investments
£94,440
↑ +2.1% MTD
🏛️ FCA-regulated Open Banking
🔒 Bank-level Security
🏦 50+ Banks Connected
👨‍👩‍👧‍👦 Built for Families
🎯 Goal & Retirement Planning

Everything you need to plan
your finances, yourself.

Net worth tracking, retirement modelling, tax summaries. Gild puts professional-grade planning in your hands, across every account you hold, whichever banks, pensions, or platforms you use.

🏦

All your banks, in one place

Connect your accounts in seconds: Monzo, HSBC, Barclays, Nationwide and 50 more. Balances update automatically, every day. No logging in everywhere.

📊

Your real net worth

Not just your bank balance. Gild adds up everything you own and subtracts what you owe, giving you a single honest number.

🏠

Property & valuables

Add your home, a rental property, gold, or a vintage car. Gild tracks how they grow alongside your financial accounts.

🔮

See your financial future

Set your goal: first home, retirement, financial independence. Add life events and watch your projection update the moment your balance changes.

🧾

Tax, sorted

Everything your accountant needs, organised by tax year. Income, savings, ISA usage, all in one place, ready when you need it.

🏷️

Know where your money goes

Transactions are sorted into categories. See exactly where you're spending and where you could be saving more.

Every bank. Every platform.
One dashboard.

Connect accounts across all your banks, savings platforms, ISAs, mortgages, and pension providers. Gild groups everything in one place, regardless of where it's held.

Your balance is visible to you. Your money is never touched
Connects via FCA-regulated Open Banking
Add pensions, properties, and assets manually
Balances refresh automatically, every day
All Accounts
£754,219 Net Worth
🏦 Banking
🎯 Pensions
🏠 Property

See your financial future,
year by year.

Set a goal: first home, financial independence, early retirement, or something in between. Layer in life events and watch your projection update the moment your balance changes.

🎯 Track progress toward any goal, near-term or decades out
💰 Add big expenses and one-off windfalls to your timeline
📈 See exactly what you need to change to hit your target on time
⚖️ Try best-case and worst-case scenarios side by side
🏡 Home Upgrade: On track for 2028
£112,800
of £150,000 target · ≈ £2,100/mo to hit goal
Planned Life Events
2028
🏡 Home Upgrade
Property
−£150,000
2030
💒 Wedding
Wedding
−£20,000
2034
✈️ Career Break
Lifestyle
−£15,000
2053
🏖️ Retirement
Milestone
+25%

Take control of your
finances yourself.

A good financial plan isn't complicated. It's just hard to see when your money is spread across six apps, two pension providers, and a spreadsheet you haven't updated in three years. Gild fixes that.

No jargon. Just your numbers, clearly laid out.
No percentage fee. For a human to tell you what you already know.
No appointments. Your plan updates the moment your balance does.
No spreadsheets. We pull everything in automatically.
Start planning today →
Say goodbye to
Paying for advice whether you need it or not
£1,000–£3,000/yr · locked in annually · advice on their schedule, not yours
The net worth spreadsheet
Always out of date · manual · breaks when you change banks
Logging into six different apps
Bank · pension provider · ISA platform · mortgage app · …
Gild: one place, always live
Early access · your data · always in your hands

Your wealth is a family story.
See it together.

Invite your partner, adult children, or financial advisor. Each member sees exactly what you choose to share, from the full household picture down to their own accounts only.

TD
Tom Davies Owner · Full access
PD
Priya Davies Partner · Shared view
DD
Diya Davies Child · Own accounts
Private data stays private. Each member controls visibility
Shared household net worth and combined projections
Share with an advisor if you ever need one: read-only, no strings
👨‍👩‍👧
Davies Family
£1,241,860
Combined household net worth
Tom
£754,219
↑ +4.2% YTD
Priya
£412,940
↑ +3.8% YTD
Diya
£74,701
↑ +6.1% YTD
Combined
£1,241,860
↑ +4.1% YTD

Up and running in minutes

No spreadsheets. No juggling six apps. Just connect and go.

1

Create your account

Sign up with your email. No credit card required for the early access period.

2

Connect your banks

Link accounts via Open Banking in seconds. We support 50+ banks including Monzo, HSBC, Barclays, and Nationwide.

3

Add your assets

Manually add properties, pensions, investments, and other assets to complete your net worth picture.

4

See your future

Your dashboard is live. Model retirement, invite your family, and track everything from one place.

Built to protect
what matters most

Your financial life is deeply personal. We've built Gild from the ground up to keep it that way.

🔒

Scrambled beyond recognition

Everything you store in Gild is locked away using the same level of protection used by major banks. Even we can't read your raw data. Only you can.

👁️

View only: your money stays yours

Gild connects to your bank to show you your balance and transactions. It is not possible to move money, make payments, or take any action on your accounts, ever.

🔐

Locked from screen to server

Everything you send us travels through an encrypted tunnel, the same technology your bank uses. Nothing you share with Gild can be intercepted.

🔏

Your password is yours alone

We never keep a copy of your password. If someone broke into our servers tomorrow, your login would be completely safe. There's nothing there to steal.

🔒

Your data stays where it should

All your information is stored on secure, regulated servers. You can download it or delete it whenever you like. We never sell it or share it with anyone, ever.

🛡️

Walls within walls

Your data sits behind multiple independent layers of security, completely cut off from the internet, with every single access logged and monitored around the clock.

People who finally know
what they're worth

★★★★★

"I had accounts at six different banks, a pension with my old employer, and a rental property. Gild was the first tool that pulled it all together without me having to do anything manually."

RK
Rajiv K. Solicitor, London
★★★★★

"I knew I was saving. I just didn't know if it was enough. Gild showed me exactly how far my ISA and savings were from my deposit target, and what I needed to change to get there by 2028."

JW
James W. Software engineer, Leeds
★★★★★

"My husband and I used to have completely separate finances and no idea what our household was actually worth. The family view is exactly what we needed: shared picture, individual privacy."

SP
Sophie P. NHS consultant, Birmingham

Proper financial planning,
finally.

Take control of your finances yourself. No card, no catch.

🔒 Your data, never sold. Always protected.